Used Car Finance in Chippenham

At FD Motor Group, we make financing your next used car in Chippenham straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Contact us today to learn more about our tailored finance solutions.

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BMW X1 2.0 20i xLine SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (192 ps)

£11,700

From £235.26/month
BMW
BMW

X1

2.0 20i xLine SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (192 ps)
£11,700
(From £235.26/month)
2017
92,944 miles
Petrol
Automatic
44.8 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,700 | Total Deposit: £1,170 | Total Amount of Credit: £10,530 | First Payment: £235.26 | 58 Monthly Payments: £235.26 | Final Payment: £236.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,586.60 | Total Amount Payable: £15,286.60 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Ford Kuga 1.5T EcoBoost Titanium SUV 5dr Petrol Auto AWD Euro 6 (s/s) (182 ps)

£10,500

From £211.13/month
Ford
Ford

Kuga

1.5T EcoBoost Titanium SUV 5dr Petrol Auto AWD Euro 6 (s/s) (182 ps)
£10,500
(From £211.13/month)
2017
48,963 miles
Petrol
Automatic
37.7 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,500 | Total Deposit: £1,050 | Total Amount of Credit: £9,450 | First Payment: £211.13 | 58 Monthly Payments: £211.13 | Final Payment: £212.13 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,218.80 | Total Amount Payable: £13,718.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Volkswagen Golf 2.0 TDI BlueMotion Tech GTD Hatchback 3dr Diesel DSG Euro 6 (s/s) (184 ps)

£10,400

From £209.12/month
Volkswagen
Volkswagen

Golf

2.0 TDI BlueMotion Tech GTD Hatchback 3dr Diesel DSG Euro 6 (s/s) (184 ps)
£10,400
(From £209.12/month)
2016
99,370 miles
Diesel
Automatic
60.1 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,400 | Total Deposit: £1,040 | Total Amount of Credit: £9,360 | First Payment: £209.12 | 58 Monthly Payments: £209.12 | Final Payment: £210.12 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,188.20 | Total Amount Payable: £13,588.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Volkswagen up! 1.0 Move up! Hatchback 5dr Petrol ASG Euro 5 (60 ps)

£10,000

From £201.07/month
Volkswagen
Volkswagen

up!

1.0 Move up! Hatchback 5dr Petrol ASG Euro 5 (60 ps)
£10,000
(From £201.07/month)
2015
16,109 miles
Petrol
Automatic
64.2 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £201.07 | 58 Monthly Payments: £201.07 | Final Payment: £202.07 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,065.20 | Total Amount Payable: £13,065.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Jeep Renegade 1.4T MultiAirII Longitude SUV 5dr Petrol DDCT Euro 6 (s/s) (140 ps)

£9,600

From £193.03/month
Jeep
Jeep

Renegade

1.4T MultiAirII Longitude SUV 5dr Petrol DDCT Euro 6 (s/s) (140 ps)
£9,600
(From £193.03/month)
2016
54,059 miles
Petrol
Automatic
47.9 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,600 | Total Deposit: £960 | Total Amount of Credit: £8,640 | First Payment: £193.03 | 58 Monthly Payments: £193.03 | Final Payment: £194.03 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,942.80 | Total Amount Payable: £12,542.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Renault Kadjar 1.6 dCi Signature Nav SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)

£9,400

From £189.01/month
Renault
Renault

Kadjar

1.6 dCi Signature Nav SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
£9,400
(From £189.01/month)
2016
37,062 miles
Diesel
Manual
62.8 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,400 | Total Deposit: £940 | Total Amount of Credit: £8,460 | First Payment: £189.01 | 58 Monthly Payments: £189.01 | Final Payment: £190.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,881.60 | Total Amount Payable: £12,281.60 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Mazda Mazda6 2.2 SKYACTIV-D Sport Nav+ Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)

£9,200

From £184.99/month
Mazda
Mazda

Mazda6

2.2 SKYACTIV-D Sport Nav+ Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
£9,200
(From £184.99/month)
2020
97,919 miles
Diesel
Manual
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,200 | Total Deposit: £920 | Total Amount of Credit: £8,280 | First Payment: £184.99 | 58 Monthly Payments: £184.99 | Final Payment: £185.99 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,820.40 | Total Amount Payable: £12,020.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Mazda Mazda3 1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)

£8,995

From £180.87/month
Mazda
Mazda

Mazda3

1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)
£8,995
(From £180.87/month)
2016
36,774 miles
Diesel
Manual
74.3 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,995 | Total Deposit: £899.50 | Total Amount of Credit: £8,095.50 | First Payment: £180.87 | 58 Monthly Payments: £180.87 | Final Payment: £181.87 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,757.70 | Total Amount Payable: £11,752.70 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Nissan X-Trail 2.0 dCi Tekna SUV 5dr Diesel XTRON 4WD Euro 6 (s/s) (177 ps)

£8,700

From £174.93/month
Nissan
Nissan

X-Trail

2.0 dCi Tekna SUV 5dr Diesel XTRON 4WD Euro 6 (s/s) (177 ps)
£8,700
(From £174.93/month)
2017
113,561 miles
Diesel
Automatic
46.3 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,700 | Total Deposit: £870 | Total Amount of Credit: £7,830 | First Payment: £174.93 | 58 Monthly Payments: £174.93 | Final Payment: £175.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,666.80 | Total Amount Payable: £11,366.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Audi A6 Saloon 2.0 TDI Black Edition Saloon 4dr Diesel Multitronic Euro 5 (s/s) (177 ps)

£8,400

From £168.90/month
Audi
Audi

A6 Saloon

2.0 TDI Black Edition Saloon 4dr Diesel Multitronic Euro 5 (s/s) (177 ps)
£8,400
(From £168.90/month)
2014
99,960 miles
Diesel
Automatic
56.5 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,400 | Total Deposit: £840 | Total Amount of Credit: £7,560 | First Payment: £168.90 | 58 Monthly Payments: £168.90 | Final Payment: £169.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,575 | Total Amount Payable: £10,975 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Ford S-Max 1.5T EcoBoost Titanium MPV 5dr Petrol Manual Euro 6 (s/s) (160 ps)

£8,200

From £164.88/month
Ford
Ford

S-Max

1.5T EcoBoost Titanium MPV 5dr Petrol Manual Euro 6 (s/s) (160 ps)
£8,200
(From £164.88/month)
2015
91,304 miles
Petrol
Manual
43.5 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,200 | Total Deposit: £820 | Total Amount of Credit: £7,380 | First Payment: £164.88 | 58 Monthly Payments: £164.88 | Final Payment: £165.88 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,513.80 | Total Amount Payable: £10,713.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Honda Civic 1.8 i-VTEC SE Plus Tourer 5dr Petrol Manual Euro 6 (s/s) (142 ps)

£7,800

From £156.84/month
Honda
Honda

Civic

1.8 i-VTEC SE Plus Tourer 5dr Petrol Manual Euro 6 (s/s) (142 ps)
£7,800
(From £156.84/month)
2015
83,325 miles
Petrol
Manual
44.1 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £156.84 | 58 Monthly Payments: £156.84 | Final Payment: £157.84 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,391.40 | Total Amount Payable: £10,191.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Jaguar XF 2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (163 ps)

£6,995
Jaguar
Jaguar

XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (163 ps)
£6,995
2018
121,530 miles
Diesel
Automatic
48.5 mpg
Compliant
Mazda Mazda6 2.2 SKYACTIV-D Sport Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (175 ps)

£6,800

From £136.73/month
Mazda
Mazda

Mazda6

2.2 SKYACTIV-D Sport Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (175 ps)
£6,800
(From £136.73/month)
2017
98,185 miles
Diesel
Manual
61.4 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,800 | Total Deposit: £680 | Total Amount of Credit: £6,120 | First Payment: £136.73 | 58 Monthly Payments: £136.73 | Final Payment: £137.73 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,084.80 | Total Amount Payable: £8,884.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Audi A3 1.6 TDI SE Sportback 5dr Diesel S Tronic Euro 5 (s/s) (105 ps)

£6,795

From £136.63/month
Audi
Audi

A3

1.6 TDI SE Sportback 5dr Diesel S Tronic Euro 5 (s/s) (105 ps)
£6,795
(From £136.63/month)
2014
95,896 miles
Diesel
Automatic
72.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,795 | Total Deposit: £679.50 | Total Amount of Credit: £6,115.50 | First Payment: £136.63 | 58 Monthly Payments: £136.63 | Final Payment: £137.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,083.30 | Total Amount Payable: £8,878.30 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
BMW 3 Series 2.0 320d BluePerformance M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (184 ps)

£6,000
BMW
BMW

3 Series

2.0 320d BluePerformance M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (184 ps)
£6,000
2015
164,824 miles
Diesel
Automatic
61.4 mpg
Compliant
Vauxhall Mokka 1.6i Exclusiv SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)

£5,400

From £108.57/month
Vauxhall
Vauxhall

Mokka

1.6i Exclusiv SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£5,400
(From £108.57/month)
2015
60,186 miles
Petrol
Manual
41.5 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,400 | Total Deposit: £540 | Total Amount of Credit: £4,860 | First Payment: £108.57 | 58 Monthly Payments: £108.57 | Final Payment: £109.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,655.20 | Total Amount Payable: £7,055.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Vauxhall Astra 1.6 CDTi ecoFLEX SRi Nav Hatchback 5dr Diesel Manual Euro 6 (s/s) (110 ps)

£4,500

From £90.48/month
Vauxhall
Vauxhall

Astra

1.6 CDTi ecoFLEX SRi Nav Hatchback 5dr Diesel Manual Euro 6 (s/s) (110 ps)
£4,500
(From £90.48/month)
2016
98,809 miles
Diesel
Manual
83.1 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £90.48 | 58 Monthly Payments: £90.48 | Final Payment: £91.48 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,379.80 | Total Amount Payable: £5,879.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Jaguar XF 2.2d Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (190 ps)

£4,150

From £83.44/month
Jaguar
Jaguar

XF

2.2d Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (190 ps)
£4,150
(From £83.44/month)
2012
114,907 miles
Diesel
Automatic
52.3 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,150 | Total Deposit: £415 | Total Amount of Credit: £3,735 | First Payment: £83.44 | 58 Monthly Payments: £83.44 | Final Payment: £84.44 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,272.40 | Total Amount Payable: £5,422.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Audi A4 2.0 TDI SE Saloon 4dr Diesel Manual Euro 4 (143 ps)

£3,500
Audi
Audi

A4

2.0 TDI SE Saloon 4dr Diesel Manual Euro 4 (143 ps)
£3,500
2008
129,282 miles
Diesel
Manual
55.4 mpg
Not Compliant
Ford Focus 1.6 Zetec Hatchback 5dr Petrol Powershift Euro 5 (125 ps)

£3,500

From £70.37/month
Ford
Ford

Focus

1.6 Zetec Hatchback 5dr Petrol Powershift Euro 5 (125 ps)
£3,500
(From £70.37/month)
2013
110,094 miles
Petrol
Automatic
44.8 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,500 | Total Deposit: £350 | Total Amount of Credit: £3,150 | First Payment: £70.37 | 58 Monthly Payments: £70.37 | Final Payment: £71.37 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,073.20 | Total Amount Payable: £4,573.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Ford Ka 1.2 Edge Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)

£3,300

From £66.35/month
Ford
Ford

Ka

1.2 Edge Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)
£3,300
(From £66.35/month)
2013
52,541 miles
Petrol
Manual
57.7 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,300 | Total Deposit: £330 | Total Amount of Credit: £2,970 | First Payment: £66.35 | 58 Monthly Payments: £66.35 | Final Payment: £67.35 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,012 | Total Amount Payable: £4,312 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Vauxhall Astra 1.9 CDTi 16v Design Hatchback 5dr Diesel Manual (157 g/km, 118 bhp)

£2,800
Vauxhall
Vauxhall

Astra

1.9 CDTi 16v Design Hatchback 5dr Diesel Manual (157 g/km, 118 bhp)
£2,800
2005
72,751 miles
Diesel
Manual
48.7 mpg
Not Compliant
Ford Ka 1.3 Zetec Climate Hatchback 3dr Petrol Manual (154 g/km, 69 bhp)

£2,300
Ford
Ford

Ka

1.3 Zetec Climate Hatchback 3dr Petrol Manual (154 g/km, 69 bhp)
£2,300
2008
41,360 miles
Petrol
Manual
43.5 mpg
Compliant
Kia Soul 1.6 CRDi 2 SUV 5dr Diesel Manual Euro 4 (126 bhp)

£2,200

From £44.23/month
Kia
Kia

Soul

1.6 CRDi 2 SUV 5dr Diesel Manual Euro 4 (126 bhp)
£2,200
(From £44.23/month)
2011
110,789 miles
Diesel
Manual
54.3 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,200 | Total Deposit: £220 | Total Amount of Credit: £1,980 | First Payment: £44.23 | 58 Monthly Payments: £44.23 | Final Payment: £45.23 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £674.80 | Total Amount Payable: £2,874.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Typical Representative Finance Example
Product
Conditional Sale		Cash Price
£5,500.00
Total Deposit
£550.00		Total Amount of Credit
£4,950.00
First Payment
£110.42		58 Monthly Payments
£110.42
Final Payment
£110.42		Agreement Duration
60 months
Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£1,675.20		Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%		Representative APR
12.80%
Product
Conditional Sale		Cash Price
£5,500.00		Total Deposit
£550.00		Total Amount of Credit
£4,950.00		First Payment
£110.42
58 Monthly Payments
£110.42		Final Payment
£110.42		Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£1,675.20		Total Amount Payable
£7,175.20		Annual Fixed Interest Rate
5.00%		Representative APR
12.80%
Product
Conditional Sale		Cash Price
£5,500.00		Total Deposit
£550.00		Total Amount of Credit
£4,950.00		First Payment
£110.42		58 Monthly Payments
£110.42		Final Payment
£110.42
Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00		Interest Charges
£1,675.20		Total Amount Payable
£7,175.20		Annual Fixed Interest Rate
5.00%		Representative APR
12.80%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific situation with our finance experts.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific circumstances.

The finance approval process can vary, but we aim to provide a decision as quickly as possible—often within a few hours. The exact timing can depend on the completeness of your application and the speed of responses from lenders.

Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

Generally, there are no specific restrictions on the cars you can purchase with finance. However, some lenders may have criteria regarding the age and mileage of the vehicle. Our team can provide guidance on any such restrictions and help you find a suitable car from our extensive range.

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