Used Car Finance in Chippenham

At FD Motor Group, we make financing your next used car in Chippenham straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Contact us today to learn more about our tailored finance solutions.

BMW 1 Series 1.5 118i Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (136 ps)

£10,350

From £201.35/month
BMW
BMW

1 Series

1.5 118i Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (136 ps)
£10,350
(From £201.35/month)
2018
81,375 miles
Petrol
Automatic
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £10,350 | Total Deposit: £1,035 | Total Amount of Credit: £9,315 | First Payment: £201.35 | 58 Monthly Payments: £201.35 | Final Payment: £201.35 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,766 | Total Amount Payable: £13,116 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.30%
Land Rover Discovery Sport 2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)

£9,400

From £183.54/month
Land Rover
Land Rover

Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£9,400
(From £183.54/month)
2015
89,975 miles
Diesel
Automatic
53.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £9,400 | Total Deposit: £940 | Total Amount of Credit: £8,460 | First Payment: £183.54 | 58 Monthly Payments: £183.54 | Final Payment: £183.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,552.40 | Total Amount Payable: £11,952.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.50%
Nissan Qashqai 1.6 dCi Acenta Premium SUV 5dr Diesel XTRON 2WD Euro 5 (s/s) (130 ps)

£9,400

From £183.54/month
Nissan
Nissan

Qashqai

1.6 dCi Acenta Premium SUV 5dr Diesel XTRON 2WD Euro 5 (s/s) (130 ps)
£9,400
(From £183.54/month)
2014
40,150 miles
Diesel
Automatic
61.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £9,400 | Total Deposit: £940 | Total Amount of Credit: £8,460 | First Payment: £183.54 | 58 Monthly Payments: £183.54 | Final Payment: £183.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,552.40 | Total Amount Payable: £11,952.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.50%
MINI Hatch 2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s) (192 ps)

£8,700

From £170.42/month
MINI
MINI

Hatch

2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s) (192 ps)
£8,700
(From £170.42/month)
2017
88,149 miles
Petrol
Automatic
53.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,700 | Total Deposit: £870 | Total Amount of Credit: £7,830 | First Payment: £170.42 | 58 Monthly Payments: £170.42 | Final Payment: £170.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,395.20 | Total Amount Payable: £11,095.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.60%
Volkswagen Tiguan 2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 ps)

£8,600

From £168.54/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 ps)
£8,600
(From £168.54/month)
2016
130,075 miles
Diesel
Manual
52.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,600 | Total Deposit: £860 | Total Amount of Credit: £7,740 | First Payment: £168.54 | 58 Monthly Payments: £168.54 | Final Payment: £168.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,372.40 | Total Amount Payable: £10,972.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.60%
Mazda Mazda3 1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)

£8,600

From £168.54/month
Mazda
Mazda

Mazda3

1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)
£8,600
(From £168.54/month)
2016
36,774 miles
Diesel
Manual
74.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,600 | Total Deposit: £860 | Total Amount of Credit: £7,740 | First Payment: £168.54 | 58 Monthly Payments: £168.54 | Final Payment: £168.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,372.40 | Total Amount Payable: £10,972.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.60%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)

£8,400

From £164.79/month
Ford
Ford

Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
£8,400
(From £164.79/month)
2016
78,452 miles
Diesel
Manual
54.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,400 | Total Deposit: £840 | Total Amount of Credit: £7,560 | First Payment: £164.79 | 58 Monthly Payments: £164.79 | Final Payment: £164.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,327.40 | Total Amount Payable: £10,727.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.70%
Audi A6 Avant 2.0 TDI Black Edition Estate 5dr Diesel Multitronic Euro 5 (s/s) (177 ps)

£8,000

From £157.29/month
Audi
Audi

A6 Avant

2.0 TDI Black Edition Estate 5dr Diesel Multitronic Euro 5 (s/s) (177 ps)
£8,000
(From £157.29/month)
2013
121,288 miles
Diesel
Automatic
55.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,000 | Total Deposit: £800 | Total Amount of Credit: £7,200 | First Payment: £157.29 | 58 Monthly Payments: £157.29 | Final Payment: £157.29 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,237.40 | Total Amount Payable: £10,237.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.80%
Nissan Qashqai 1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£7,700

From £151.67/month
Nissan
Nissan

Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£7,700
(From £151.67/month)
2017
83,910 miles
Petrol
Manual
50.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,700 | Total Deposit: £770 | Total Amount of Credit: £6,930 | First Payment: £151.67 | 58 Monthly Payments: £151.67 | Final Payment: £151.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,170.20 | Total Amount Payable: £9,870.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.90%
Jaguar XF 2.2d Premium Luxury Sportbrake 5dr Diesel Auto Euro 5 (s/s) (200 ps)

£6,995

From £138.45/month
Jaguar
Jaguar

XF

2.2d Premium Luxury Sportbrake 5dr Diesel Auto Euro 5 (s/s) (200 ps)
£6,995
(From £138.45/month)
2013
95,395 miles
Diesel
Automatic
54.3 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £138.45 | 58 Monthly Payments: £138.45 | Final Payment: £138.45 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,011.50 | Total Amount Payable: £9,006.50 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.10%
Ford EcoSport 1.5 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (95 ps)

£6,600

From £131.04/month
Ford
Ford

EcoSport

1.5 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (95 ps)
£6,600
(From £131.04/month)
2016
47,830 miles
Diesel
Manual
64.2 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,600 | Total Deposit: £660 | Total Amount of Credit: £5,940 | First Payment: £131.04 | 58 Monthly Payments: £131.04 | Final Payment: £131.04 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,922.40 | Total Amount Payable: £8,522.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.30%
SEAT Leon 1.2 TSI SE Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)

£6,400

From £127.29/month
SEAT
SEAT

Leon

1.2 TSI SE Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
£6,400
(From £127.29/month)
2018
106,830 miles
Petrol
Manual
57.6 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,400 | Total Deposit: £640 | Total Amount of Credit: £5,760 | First Payment: £127.29 | 58 Monthly Payments: £127.29 | Final Payment: £127.29 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,877.40 | Total Amount Payable: £8,277.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.40%
Vauxhall Corsa 1.4i ecoFLEX SE Hatchback 3dr Petrol Manual Euro 6 (90 ps)

£6,100

From £121.67/month
Vauxhall
Vauxhall

Corsa

1.4i ecoFLEX SE Hatchback 3dr Petrol Manual Euro 6 (90 ps)
£6,100
(From £121.67/month)
2015
30,638 miles
Petrol
Manual
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,100 | Total Deposit: £610 | Total Amount of Credit: £5,490 | First Payment: £121.67 | 58 Monthly Payments: £121.67 | Final Payment: £121.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,810.20 | Total Amount Payable: £7,910.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.50%
Ford Focus 1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£6,000

From £119.79/month
Ford
Ford

Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£6,000
(From £119.79/month)
2017
70,792 miles
Petrol
Manual
60.1 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £119.79 | 58 Monthly Payments: £119.79 | Final Payment: £119.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,787.40 | Total Amount Payable: £7,787.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.50%
BMW 1 Series 1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps)

£6,000

From £119.79/month
BMW
BMW

1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps)
£6,000
(From £119.79/month)
2015
98,231 miles
Petrol
Manual
53.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £119.79 | 58 Monthly Payments: £119.79 | Final Payment: £119.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,787.40 | Total Amount Payable: £7,787.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.50%
Honda Civic 2.0 i-VTEC Type R GT Hatchback 3dr Petrol Manual (215 g/km, 197 bhp)

£5,500

From £110.42/month
Honda
Honda

Civic

2.0 i-VTEC Type R GT Hatchback 3dr Petrol Manual (215 g/km, 197 bhp)
£5,500
(From £110.42/month)
2010
89,682 miles
Petrol
Manual
31.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £110.42 | 58 Monthly Payments: £110.42 | Final Payment: £110.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,675.20 | Total Amount Payable: £7,175.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.80%
Mazda Mazda6 2.2 SKYACTIV-D Sport Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£5,300

From £106.67/month
Mazda
Mazda

Mazda6

2.2 SKYACTIV-D Sport Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£5,300
(From £106.67/month)
2016
104,520 miles
Diesel
Manual
64.2 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £5,300 | Total Deposit: £530 | Total Amount of Credit: £4,770 | First Payment: £106.67 | 58 Monthly Payments: £106.67 | Final Payment: £106.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,630.20 | Total Amount Payable: £6,930.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.90%
Vauxhall Zafira Tourer 2.0 CDTi SE MPV 5dr Diesel Auto Euro 5 (165 ps)

£4,500

From £91.67/month
Vauxhall
Vauxhall

Zafira Tourer

2.0 CDTi SE MPV 5dr Diesel Auto Euro 5 (165 ps)
£4,500
(From £91.67/month)
2015
102,060 miles
Diesel
Automatic
49.6 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £91.67 | 58 Monthly Payments: £91.67 | Final Payment: £91.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,450.20 | Total Amount Payable: £5,950.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 13.50%
Renault Clio 0.9 TCe Dynamique Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£4,400

From £89.79/month
Renault
Renault

Clio

0.9 TCe Dynamique Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£4,400
(From £89.79/month)
2016
88,015 miles
Petrol
Manual
61.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,400 | Total Deposit: £440 | Total Amount of Credit: £3,960 | First Payment: £89.79 | 58 Monthly Payments: £89.79 | Final Payment: £89.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,427.40 | Total Amount Payable: £5,827.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 13.60%
Ford EcoSport 1.0T EcoBoost Titanium SUV 5dr Petrol Manual 2WD Euro 5 (s/s) (125 ps)

£3,900

From £80.42/month
Ford
Ford

EcoSport

1.0T EcoBoost Titanium SUV 5dr Petrol Manual 2WD Euro 5 (s/s) (125 ps)
£3,900
(From £80.42/month)
2016
104,220 miles
Petrol
Manual
53.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £3,900 | Total Deposit: £390 | Total Amount of Credit: £3,510 | First Payment: £80.42 | 58 Monthly Payments: £80.42 | Final Payment: £80.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,315.20 | Total Amount Payable: £5,215.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 14.20%
Vauxhall Zafira 1.7 CDTi ecoFLEX Design MPV 5dr Diesel Manual Euro 5 (SNav) (110 ps)

£3,500

From £72.92/month
Vauxhall
Vauxhall

Zafira

1.7 CDTi ecoFLEX Design MPV 5dr Diesel Manual Euro 5 (SNav) (110 ps)
£3,500
(From £72.92/month)
2013
76,578 miles
Diesel
Manual
55.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £3,500 | Total Deposit: £350 | Total Amount of Credit: £3,150 | First Payment: £72.92 | 58 Monthly Payments: £72.92 | Final Payment: £72.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,225.20 | Total Amount Payable: £4,725.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 14.70%
Skoda Fabia 1.4 TDI Pure Drive 2 Estate 5dr Diesel Manual (120 g/km, 80 bhp)

£850

Skoda
Skoda

Fabia

1.4 TDI Pure Drive 2 Estate 5dr Diesel Manual (120 g/km, 80 bhp)
£850
2009
143,602 miles
Diesel
Manual
61.4 mpg
Not Compliant
Typical Representative Finance Example
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific situation with our finance experts.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific circumstances.

The finance approval process can vary, but we aim to provide a decision as quickly as possible—often within a few hours. The exact timing can depend on the completeness of your application and the speed of responses from lenders.

Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

Generally, there are no specific restrictions on the cars you can purchase with finance. However, some lenders may have criteria regarding the age and mileage of the vehicle. Our team can provide guidance on any such restrictions and help you find a suitable car from our extensive range.