Used Car Finance in Chippenham

At FD Motor Group, we make financing your next used car in Chippenham straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Contact us today to learn more about our tailored finance solutions.

BMW 5 Series 2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps)

£16,500

From £316.67/month
BMW
BMW

5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps)
£16,500
(From £316.67/month)
2018
62,956 miles
Diesel
Automatic
62.7 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £316.67 | 58 Monthly Payments: £316.67 | Final Payment: £316.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,150.20 | Total Amount Payable: £20,650.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 10.60%
Ford Kuga 1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)

£10,000

From £194.79/month
Ford
Ford

Kuga

1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£10,000
(From £194.79/month)
2018
69,755 miles
Petrol
Manual
39.2 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £194.79 | 58 Monthly Payments: £194.79 | Final Payment: £194.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,687.40 | Total Amount Payable: £12,687.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.40%
Ford Mondeo 2.0 TDCi Titanium Hatchback 5dr Diesel Powershift Euro 6 (s/s) (180 ps)

£9,600

From £187.29/month
Ford
Ford

Mondeo

2.0 TDCi Titanium Hatchback 5dr Diesel Powershift Euro 6 (s/s) (180 ps)
£9,600
(From £187.29/month)
2016
59,203 miles
Diesel
Automatic
57.7 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £9,600 | Total Deposit: £960 | Total Amount of Credit: £8,640 | First Payment: £187.29 | 58 Monthly Payments: £187.29 | Final Payment: £187.29 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,597.40 | Total Amount Payable: £12,197.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.40%
Nissan Qashqai 1.6 dCi Acenta Premium SUV 5dr Diesel XTRON 2WD Euro 5 (s/s) (130 ps)

£9,500

From £185.42/month
Nissan
Nissan

Qashqai

1.6 dCi Acenta Premium SUV 5dr Diesel XTRON 2WD Euro 5 (s/s) (130 ps)
£9,500
(From £185.42/month)
2014
40,150 miles
Diesel
Automatic
61.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £185.42 | 58 Monthly Payments: £185.42 | Final Payment: £185.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,575.20 | Total Amount Payable: £12,075.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.40%
Ford Kuga 1.5T EcoBoost Titanium X SUV 5dr Petrol Auto AWD Euro 6 (s/s) (176 ps)

£9,000

From £176.04/month
Ford
Ford

Kuga

1.5T EcoBoost Titanium X SUV 5dr Petrol Auto AWD Euro 6 (s/s) (176 ps)
£9,000
(From £176.04/month)
2018
103,070 miles
Petrol
Automatic
31 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £176.04 | 58 Monthly Payments: £176.04 | Final Payment: £176.04 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,462.40 | Total Amount Payable: £11,462.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.60%
Mazda Mazda3 1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)

£8,700

From £170.42/month
Mazda
Mazda

Mazda3

1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)
£8,700
(From £170.42/month)
2016
36,774 miles
Diesel
Manual
74.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,700 | Total Deposit: £870 | Total Amount of Credit: £7,830 | First Payment: £170.42 | 58 Monthly Payments: £170.42 | Final Payment: £170.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,395.20 | Total Amount Payable: £11,095.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.60%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)

£8,500

From £166.67/month
Ford
Ford

Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
£8,500
(From £166.67/month)
2016
78,452 miles
Diesel
Manual
54.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £8,500 | Total Deposit: £850 | Total Amount of Credit: £7,650 | First Payment: £166.67 | 58 Monthly Payments: £166.67 | Final Payment: £166.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,350.20 | Total Amount Payable: £10,850.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.70%
Jaguar XF 3.0d S V6 Portfolio Sportbrake 5dr Diesel Auto Euro 5 (s/s) (275 ps)

£7,995

From £157.20/month
Jaguar
Jaguar

XF

3.0d S V6 Portfolio Sportbrake 5dr Diesel Auto Euro 5 (s/s) (275 ps)
£7,995
(From £157.20/month)
2014
121,280 miles
Diesel
Automatic
46.3 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,995 | Total Deposit: £799.50 | Total Amount of Credit: £7,195.50 | First Payment: £157.20 | 58 Monthly Payments: £157.20 | Final Payment: £157.20 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,236.50 | Total Amount Payable: £10,231.50 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.80%
Nissan Qashqai 1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£7,800

From £153.54/month
Nissan
Nissan

Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£7,800
(From £153.54/month)
2017
83,910 miles
Petrol
Manual
50.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £153.54 | 58 Monthly Payments: £153.54 | Final Payment: £153.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,192.40 | Total Amount Payable: £9,992.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 11.90%
Mazda Mazda3 2.0 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Manual Euro 5 (s/s) (120 ps)

£7,500

From £147.92/month
Mazda
Mazda

Mazda3

2.0 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Manual Euro 5 (s/s) (120 ps)
£7,500
(From £147.92/month)
2014
68,395 miles
Petrol
Manual
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,500 | Total Deposit: £750 | Total Amount of Credit: £6,750 | First Payment: £147.92 | 58 Monthly Payments: £147.92 | Final Payment: £147.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,125.20 | Total Amount Payable: £9,625.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.00%
Jaguar XF 2.2d Luxury Sportbrake 5dr Diesel Auto Euro 5 (s/s) (163 ps)

£7,100

From £140.42/month
Jaguar
Jaguar

XF

2.2d Luxury Sportbrake 5dr Diesel Auto Euro 5 (s/s) (163 ps)
£7,100
(From £140.42/month)
2014
97,324 miles
Diesel
Automatic
57.7 mpg
Not Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,100 | Total Deposit: £710 | Total Amount of Credit: £6,390 | First Payment: £140.42 | 58 Monthly Payments: £140.42 | Final Payment: £140.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,035.20 | Total Amount Payable: £9,135.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.10%
Ford EcoSport 1.5 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (95 ps)

£7,000

From £138.54/month
Ford
Ford

EcoSport

1.5 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (95 ps)
£7,000
(From £138.54/month)
2016
47,830 miles
Diesel
Manual
64.2 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £138.54 | 58 Monthly Payments: £138.54 | Final Payment: £138.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,012.40 | Total Amount Payable: £9,012.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.10%
Nissan Qashqai 1.6 DIG-T Tekna SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (163 ps)

£6,800

From £134.79/month
Nissan
Nissan

Qashqai

1.6 DIG-T Tekna SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (163 ps)
£6,800
(From £134.79/month)
2016
98,152 miles
Petrol
Manual
47.1 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,800 | Total Deposit: £680 | Total Amount of Credit: £6,120 | First Payment: £134.79 | 58 Monthly Payments: £134.79 | Final Payment: £134.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,967.40 | Total Amount Payable: £8,767.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.20%
Vauxhall Corsa 1.4i ecoFLEX SE Hatchback 3dr Petrol Manual Euro 6 (90 ps)

£6,500

From £129.17/month
Vauxhall
Vauxhall

Corsa

1.4i ecoFLEX SE Hatchback 3dr Petrol Manual Euro 6 (90 ps)
£6,500
(From £129.17/month)
2015
30,638 miles
Petrol
Manual
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £129.17 | 58 Monthly Payments: £129.17 | Final Payment: £129.17 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,900.20 | Total Amount Payable: £8,400.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 12.30%
Renault Clio 1.2 16V Dynamique Nav Hatchback 5dr Petrol Manual Euro 6 (75 ps)

£4,500

From £91.67/month
Renault
Renault

Clio

1.2 16V Dynamique Nav Hatchback 5dr Petrol Manual Euro 6 (75 ps)
£4,500
(From £91.67/month)
2016
78,039 miles
Petrol
Manual
51.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £91.67 | 58 Monthly Payments: £91.67 | Final Payment: £91.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,450.20 | Total Amount Payable: £5,950.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 13.50%
Honda Jazz 1.4 i-VTEC ES Hatchback 5dr Petrol CVT Euro 5 (99 ps)

£4,400

From £89.79/month
Honda
Honda

Jazz

1.4 i-VTEC ES Hatchback 5dr Petrol CVT Euro 5 (99 ps)
£4,400
(From £89.79/month)
2012
109,020 miles
Petrol
Automatic
52.3 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,400 | Total Deposit: £440 | Total Amount of Credit: £3,960 | First Payment: £89.79 | 58 Monthly Payments: £89.79 | Final Payment: £89.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,427.40 | Total Amount Payable: £5,827.40 | Annual Fixed Interest Rate: 5.00% | Representative APR: 13.60%
Ford Ka 1.2 Edge Hatchback 3dr Petrol Manual Euro 4 (69 ps)

£1,900

From £42.92/month
Ford
Ford

Ka

1.2 Edge Hatchback 3dr Petrol Manual Euro 4 (69 ps)
£1,900
(From £42.92/month)
2010
90,411 miles
Petrol
Manual
55.4 mpg
Compliant
Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £1,900 | Total Deposit: £190 | Total Amount of Credit: £1,710 | First Payment: £42.92 | 58 Monthly Payments: £42.92 | Final Payment: £42.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £865.20 | Total Amount Payable: £2,765.20 | Annual Fixed Interest Rate: 5.00% | Representative APR: 18.90%
Typical Representative Finance Example
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific situation with our finance experts.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific circumstances.

The finance approval process can vary, but we aim to provide a decision as quickly as possible—often within a few hours. The exact timing can depend on the completeness of your application and the speed of responses from lenders.

Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

Generally, there are no specific restrictions on the cars you can purchase with finance. However, some lenders may have criteria regarding the age and mileage of the vehicle. Our team can provide guidance on any such restrictions and help you find a suitable car from our extensive range.