Used Car Finance in Chippenham

At FD Motor Group, we make financing your next used car in Chippenham straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Contact us today to learn more about our tailored finance solutions.

BMW X1 2.0 20d Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)

£9,300

From £187/month
BMW
BMW

X1

2.0 20d Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)
£9,300
(From £187/month)
2015
96,215 miles
Diesel
Automatic
57.6 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,300 | Total Deposit: £930 | Total Amount of Credit: £8,370 | First Payment: £187 | 58 Monthly Payments: £187 | Final Payment: £188 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,851 | Total Amount Payable: £12,151 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Mazda Mazda3 1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)

£8,995

From £180.87/month
Mazda
Mazda

Mazda3

1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manual Euro 6 (s/s) (105 ps)
£8,995
(From £180.87/month)
2016
36,774 miles
Diesel
Manual
74.3 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,995 | Total Deposit: £899.50 | Total Amount of Credit: £8,095.50 | First Payment: £180.87 | 58 Monthly Payments: £180.87 | Final Payment: £181.87 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,757.70 | Total Amount Payable: £11,752.70 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Nissan Qashqai 1.6 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (163 ps)

£8,800

From £176.94/month
Nissan
Nissan

Qashqai

1.6 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (163 ps)
£8,800
(From £176.94/month)
2017
80,335 miles
Petrol
Manual
48.7 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,800 | Total Deposit: £880 | Total Amount of Credit: £7,920 | First Payment: £176.94 | 58 Monthly Payments: £176.94 | Final Payment: £177.94 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,697.40 | Total Amount Payable: £11,497.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Vauxhall Grandland X 1.2 Turbo Sport Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£8,700

From £174.93/month
Vauxhall
Vauxhall

Grandland X

1.2 Turbo Sport Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£8,700
(From £174.93/month)
2018
53,037 miles
Petrol
Manual
53.3 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,700 | Total Deposit: £870 | Total Amount of Credit: £7,830 | First Payment: £174.93 | 58 Monthly Payments: £174.93 | Final Payment: £175.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,666.80 | Total Amount Payable: £11,366.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Kia Sportage 1.6 GDi 1 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp)

£8,600

From £172.92/month
Kia
Kia

Sportage

1.6 GDi 1 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp)
£8,600
(From £172.92/month)
2018
63,149 miles
Petrol
Manual
44.8 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,600 | Total Deposit: £860 | Total Amount of Credit: £7,740 | First Payment: £172.92 | 58 Monthly Payments: £172.92 | Final Payment: £173.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,636.20 | Total Amount Payable: £11,236.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Mitsubishi ASX 1.6 ZC-M SUV 5dr Petrol Manual Euro 6 (117 ps)

£8,300

From £166.89/month
Mitsubishi
Mitsubishi

ASX

1.6 ZC-M SUV 5dr Petrol Manual Euro 6 (117 ps)
£8,300
(From £166.89/month)
2016
40,664 miles
Petrol
Manual
47.9 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,300 | Total Deposit: £830 | Total Amount of Credit: £7,470 | First Payment: £166.89 | 58 Monthly Payments: £166.89 | Final Payment: £167.89 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,544.40 | Total Amount Payable: £10,844.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)

£8,200

From £164.88/month
Ford
Ford

Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)
£8,200
(From £164.88/month)
2016
66,394 miles
Diesel
Manual
60.1 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,200 | Total Deposit: £820 | Total Amount of Credit: £7,380 | First Payment: £164.88 | 58 Monthly Payments: £164.88 | Final Payment: £165.88 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,513.80 | Total Amount Payable: £10,713.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (175 ps)

£7,500

From £150.80/month
Mazda
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (175 ps)
£7,500
(From £150.80/month)
2016
102,312 miles
Diesel
Automatic
51.4 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,500 | Total Deposit: £750 | Total Amount of Credit: £6,750 | First Payment: £150.80 | 58 Monthly Payments: £150.80 | Final Payment: £151.80 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,299 | Total Amount Payable: £9,799 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
BMW 1 Series 1.6 116i M Sport Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps)

£7,000

From £140.75/month
BMW
BMW

1 Series

1.6 116i M Sport Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps)
£7,000
(From £140.75/month)
2014
65,759 miles
Petrol
Manual
50.4 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £140.75 | 58 Monthly Payments: £140.75 | Final Payment: £141.75 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,146 | Total Amount Payable: £9,146 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Kia Sportage 2.0 CRDi KX-3 SUV 5dr Diesel Manual AWD Euro 5 (134 bhp)

£6,800

From £136.73/month
Kia
Kia

Sportage

2.0 CRDi KX-3 SUV 5dr Diesel Manual AWD Euro 5 (134 bhp)
£6,800
(From £136.73/month)
2013
54,568 miles
Diesel
Manual
47.1 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,800 | Total Deposit: £680 | Total Amount of Credit: £6,120 | First Payment: £136.73 | 58 Monthly Payments: £136.73 | Final Payment: £137.73 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,084.80 | Total Amount Payable: £8,884.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
MINI Hatch 1.5 Cooper D Hatchback 5dr Diesel Manual Euro 6 (s/s) (116 ps)

£6,300

From £126.67/month
MINI
MINI

Hatch

1.5 Cooper D Hatchback 5dr Diesel Manual Euro 6 (s/s) (116 ps)
£6,300
(From £126.67/month)
2015
56,759 miles
Diesel
Manual
78.5 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,300 | Total Deposit: £630 | Total Amount of Credit: £5,670 | First Payment: £126.67 | 58 Monthly Payments: £126.67 | Final Payment: £127.67 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,931.20 | Total Amount Payable: £8,231.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
SEAT Leon 1.2 TSI SE Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)

£6,100

From £122.65/month
SEAT
SEAT

Leon

1.2 TSI SE Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
£6,100
(From £122.65/month)
2018
106,830 miles
Petrol
Manual
57.6 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,100 | Total Deposit: £610 | Total Amount of Credit: £5,490 | First Payment: £122.65 | 58 Monthly Payments: £122.65 | Final Payment: £123.65 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,870 | Total Amount Payable: £7,970 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Nissan Juke 1.5 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)

£5,350

From £107.57/month
Nissan
Nissan

Juke

1.5 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) (110 ps)
£5,350
(From £107.57/month)
2015
80,187 miles
Diesel
Manual
70.6 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,350 | Total Deposit: £535 | Total Amount of Credit: £4,815 | First Payment: £107.57 | 58 Monthly Payments: £107.57 | Final Payment: £108.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,640.20 | Total Amount Payable: £6,990.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Volkswagen Sharan 2.0 TDI BlueMotion Tech SEL MPV 5dr Diesel Manual Euro 5 (s/s) (140 ps)

£4,900

From £98.52/month
Volkswagen
Volkswagen

Sharan

2.0 TDI BlueMotion Tech SEL MPV 5dr Diesel Manual Euro 5 (s/s) (140 ps)
£4,900
(From £98.52/month)
2010
98,808 miles
Diesel
Manual
50.4 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,900 | Total Deposit: £490 | Total Amount of Credit: £4,410 | First Payment: £98.52 | 58 Monthly Payments: £98.52 | Final Payment: £99.52 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,502.20 | Total Amount Payable: £6,402.20 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Peugeot 108 1.0 Active Hatchback 5dr Petrol Manual Euro 6 (68 ps)

£4,500

From £90.48/month
Peugeot
Peugeot

108

1.0 Active Hatchback 5dr Petrol Manual Euro 6 (68 ps)
£4,500
(From £90.48/month)
2017
64,755 miles
Petrol
Manual
68.9 mpg
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £90.48 | 58 Monthly Payments: £90.48 | Final Payment: £91.48 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,379.80 | Total Amount Payable: £5,879.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Nissan Juke 1.5 dCi 8v Acenta Premium SUV 5dr Diesel Manual Euro 5 (s/s) (110 ps)

£4,250

From £85.45/month
Nissan
Nissan

Juke

1.5 dCi 8v Acenta Premium SUV 5dr Diesel Manual Euro 5 (s/s) (110 ps)
£4,250
(From £85.45/month)
2013
71,683 miles
Diesel
Manual
70.6 mpg
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,250 | Total Deposit: £425 | Total Amount of Credit: £3,825 | First Payment: £85.45 | 58 Monthly Payments: £85.45 | Final Payment: £86.45 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,303 | Total Amount Payable: £5,553 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Typical Representative Finance Example
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%
Product
Conditional Sale
Cash Price
£5,500.00
Total Deposit
£550.00
Total Amount of Credit
£4,950.00
First Payment
£110.42
58 Monthly Payments
£110.42
Final Payment
£110.42
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£1,675.20
Total Amount Payable
£7,175.20
Annual Fixed Interest Rate
5.00%
Representative APR
12.80%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific situation with our finance experts.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific circumstances.

The finance approval process can vary, but we aim to provide a decision as quickly as possible—often within a few hours. The exact timing can depend on the completeness of your application and the speed of responses from lenders.

Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

Generally, there are no specific restrictions on the cars you can purchase with finance. However, some lenders may have criteria regarding the age and mileage of the vehicle. Our team can provide guidance on any such restrictions and help you find a suitable car from our extensive range.